Abstract

The CCSF is a designed to be a hardware/software implementation the delivers an effective method of verification using biometric data. The initial target for this model has been oriented in accordance with the point of sales retail industry but can be tailored for similar verification usage in other arenas. The final package which users interface with consists of a fingerprint scanner, a universal card reader, and a software-based control system that resides separately on the point of sales terminal. Scenarios which display the most typical functionality or usage run parallel to the following. A customer enters a place of business with the intentions to purchase merchandise using credit. Upon his/her arrival to the checkout counter, the normal proceedings continue until payment is to be made. At this point the customer will enter their card into the card reader and will be subsequently instructed to place their finger of choice onto the scanning device. During this time scanning frequencies will capture the person's fingerprint at the sub-dermal level for comparison to those fingerprints stored on the credit card. Once a successful match is made the transaction is allowed to continue as normal and the items are charged to the account. With the proposed system credit transactions can be securely authorized efficiently without being subject to human judgment of verification which is many times poor.